Wow 9m is significant. Not complaining at all, like pointed out above, the cost of a full player's career is massive and this is but a small benefit in the long run.

It will however shift the crunch and need for money coupled with the desire to max earn a little later into the first gen users' careers (by the end of their 2nd or 3rd junior season). Plus making them more accustomed to the site, sim and everything else with these onboarding tasks will only improve their short and long term experience.

I know I felt that same "what do I do now" moment after my first 15minutes on the site.