Jarmo is awoken before his alarm, by his phone ringing. *buzzzzz* *buzzzzz*.

“Hello?”, he answers, still half asleep.
“Is this Mr. Keka..layin?”, the unknown voice on the other end of the call asked.
“Kekalainen, and yes it is”, Jarmo responded.
“Oh my sincerest apologies sir! My name is Ronald from MasterCard, just wondering if you made any purchases in Moscow, Russia, in the last 24hrs?”
Jarmo shot up out of bed, he was wide awake now. “No, I definitely haven’t. I’m in Montreal”
“That’s what we were worried about sir. It appears someone has gained access to your card info and has made some fraudulent purchases. Not to be worried, we’ve refunded all purchases and will be issuing you a new card immediately. I’d recommended checking out your other cards and social media to ensure this was an isolated incident”.
“Thank you, I will do that”
“Good day sir, we do apologize. Thank you for using Mastecard”, *click*
Jarmo immediately hopped onto his computer. Within seconds, he realized his Facebook had been hacked too!! He had several texts from friends saying that a new Facebook in his name had added them. He immediately knew what had happened.

Just last night, he received a link from his friend and teammate, James Truong. He normally wouldn’t click such things, but after having a few drinks in his hotel room, he was dying to find out “Which Disney Princess” he was. Must have been some sort of scam! (He thought it was odd that it said he was Snow White, he always pictured himself as more of a Arielle).