The thing is, this isn’t really a rule for the “Max Earners” who have a ton of TPE. Most of us can just pull out (BA DUM TSS) of other attributes and never have to play with the thresholds yet. This is more for your lesser earning, middle of the road players who don’t have enough TPE in their build to do it that way, it makes those people make a decision.

Eventually, we’ll all be in that boat at some point. Well, if you want to keep your player living forever anyway.

I previously only saw this way as “more work”, but I get it now. This is fine.